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--- library:how_policymakers_can_prevent_gift_card_scams_2022-12-12 [2024/07/30 17:05] – created elizabethherfel
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+======How Policymakers Can Prevent Gift Card Scams======
+This report discusses the rise of gift card scams in the U.S. and offers policy solutions to protect consumers.  \\
+\\
+(Generated with the help of GPT-4) \\
+^  Quick Facts  ^^
+|Report location:  |[[https://www2.datainnovation.org/2022-gift-card-scams.pdf|source]]   |
+|Language:  |English  |
+|Publisher:  |[[encyclopedia:us_cdi_center_for_data_innovation|Center for Data Innovation]]  |
+|Authors:  |Becca Trate  |
+|Geographic focus:  |United States   |
+=====Methods=====
+The research method involved analyzing data on consumer fraud complaints, examining current policies and their limitations, and reviewing technological interventions by retailers. The report also draws on surveys and studies from consumer advocacy groups and federal agencies to understand the scope and impact of gift card scams.  \\
+\\
+(Generated with the help of GPT-4) \\
+=====Key Insights=====
+Gift card scams have cost Americans $450 million in three years, with older consumers being particularly vulnerable. Scammers exploit the lack of consumer protections for gift cards, using tactics like emotional manipulation and product tampering. The report suggests that policymakers should update the Electronic Fund Transfer Act to include gift cards, improve security features, address international fraud, create better solutions, and launch a data-sharing initiative to prevent future scams.  \\
+\\
+(Generated with the help of GPT-4) \\
+=====Additional Viewpoints=====
+<!-- Insert instructions for additional viewpoints -->
+<span #categories_box> Categories:  {{tag>English_publication_language}} |  {{tag>United_States_geographic_scope}} |  {{tag>consumer_education}} |  {{tag>consumer_protection}} |  {{tag>data_sharing}} |  {{tag>electronic_fund_transfer_act}} |  {{tag>fraud_prevention}} |  {{tag>gift_card_scams}} |  {{tag>policy_solutions}} |  {{tag>retailer_responsibility}} |  {{tag>scam_tactics}} |  {{tag>security_features}}   </span>
+~~DISCUSSION~~
 ======How Policymakers Can Prevent Gift Card Scams======
 This report discusses the rise of gift card scams in the U.S. and offers policy solutions to protect consumers.  \\